PsL Monthly 1996 November/PsL Monthly 1996 November.iso/home/dos/ac_mortg/files.bbs

File List | 1996-10-10 | 21.1 KB | 270 lines

AFFRD400.ZIP   174225  08-02-94  Afford It??? 4.00 is an annuity calculation
                               | package. It amortizes loans, calculates
                               | savings with steady or variable deposits,
                               | tracks your loans, and calculates interest by
                               | two different methods. (Garrett Krueger)
                               | (ASP) (Reg.Fee: $30)
AMORTIZE.ZIP    95970  01-30-94  Amortize  is a loan calculation and
                               | amortization program. The program lets you
                               | save and recall amortization schedules and
                               | has a very nice user interface. (J. Gordon
                               | Rowe) (Reg.Fee: $20)
AMORTZ.ZIP     290811  03-18-96  Amortz 2.20 calculates loan payment amounts,
                               | interest rates, number of payments or current
                               | principal amounts. It also generates payback
                               | schedules displaying the principal and
                               | interest portion of each payment by due date.
                               | (James J. Bowyer) (ASP) (Reg.Fee: $15)
AMT353J.ZIP    109164  01-13-94  Amortization Table 3.53-J is a good dedicated
                               | amortization program. It supports loan
                               | periods up to 50 years. It features bi-weekly
                               | (26 payments per year) schedules,
                               | interest-only loan schedule, principal-only
                               | payments, up-front interest points,
                               | additional loan charges and optional APR
                               | calculations. You even have the option of
                               | printing a schedule with only year end
                               | interest and principal totals. It also
                               | includes a calendar program that will print
                               | month/year calendars. (Harold Pfannenschmid)
                               | (ASP) (Reg.Fee: $34)
ARM.ZIP         30553  12-27-94  ARM  lets you track and analyze advertising
                               | costs. Reports include "cost per inquiry" and
                               | number of responses per advertisement". ARM
                               | is menu driven, easy-to-use program that does
                               | not require any computer expertise. We were
                               | disappointed with the program at first
                               | because we feel that "analyzing
                               | effectiveness" should mean tracking the
                               | amount of revenues generated by each
                               | advertising source, which ARM does not do.
                               | But after further consideration, we concluded
                               | that the information it does track is useful
                               | too. Requires 512k and a 720k or greater
                               | drive. (David Arnold) (Reg.Fee: $25)
CHF112.ZIP     143101  01-22-96  Loan Chief 1.12 is a set of loan tools for
                               | calculating loan amortization schedules and
                               | charts. Professional schedules can be
                               | generated with monthly, quarterly,
                               | semi-annual or annual detail. Options are
                               | available to illustrate the savings incurred
                               | with an early payoff of a loan to show tax
                               | savings with mortgages. (Michael D. Jones)
                               | (ASP) (Reg.Fee: $18-28)
FIN_CALC.ZIP    71926  01-30-94  Financial Calculation  is a menu driven
                               | program that can calculate the following:
                               | interest on a declining balance, simple,
                               | compound and comparable interest. Using the
                               | amortization option you may solve for term,
                               | payment or principal. Depreciation can be
                               | entered using straight line, declining
                               | balance and sum of the years digit methods.
                               | There is a section on discounts showing
                               | payments from cash and acquired loans (up to
                               | 90 day accounts). (Khobey Software) (Reg.Fee:
                               | $20)
HLQ.ZIP         30918  08-02-91  Home Loan Qualifier  will help individuals
                               | and realtors determine realistically how much
                               | house one can afford. The only input required
                               | is Gross Annual Income, Monthly Debt
                               | Obligations, the current Annual Interest Rate
                               | on Mortgages, and the term or length of the
                               | loan in years. The author of this program is
                               | a licensed realtor. (Ron Schmidli) (Reg.Fee:
                               | $5-$20)
HOME_REF.ZIP   307293  02-04-94  Homes: Refinance  determines how much money
                               | will be saved by refinancing. It works with
                               | two-step and fixed interest loans. The
                               | average interest rate is estimated for
                               | variable interest loans. 512K RAM & 1 MB of
                               | disk space. (Real Estate Consultants)
                               | (Reg.Fee: $19)
HOMEBUY.ZIP    132832  01-30-94  Homebuying and Refinancing  is an outstanding
                               | home purchase planning program. It determines
                               | total yearly costs (PITI, points, insurance,
                               | expenses, and more), after-tax costs and
                               | present value costs for fixed rate, ARM,
                               | PLAM, and Two-Step mortgages. It also handles
                               | prepayments, and rates a home buyer's chances
                               | of loan approval. Other features include an
                               | analysis of refinancing, analysis of buying
                               | versus renting, escalation of income, file
                               | saving and recalling of data and results,
                               | pop-up pick lists, customized report cover
                               | page, and user definable loan qualification
                               | criteria. This is the best home loan analysis
                               | program we have seen. We suspect that it
                               | would be good enough for loan institutions
                               | and other such professionals, yet it is easy
                               | enough for anyone to use, walking you through
                               | each step of the program. The output is clear
                               | and contains very useful information. (Byers
                               | Software) (Reg.Fee: $30)
HOMEREFI.ZIP   595582  04-29-94  Home Refinancing 1.2 computes actual and time
                               | value adjusted savings from refinancing.
                               | Points may be optionally capitalized. Bonus
                               | calculators show alternative payment options
                               | (any number of periods per year, payment in
                               | advance or arrears) and payment schedules
                               | with amounts of interest and principal
                               | accumulated for each year.   (Philip S. Will)
                               | (ASP) (Reg.Fee: $30)
HOMESBR.ZIP    351131  02-04-94  Homes: Buy or Rent  analyzes buying versus
                               | renting by evaluating 15 variables and a
                               | variety of loan types. It calculates and
                               | graphs the break-even points for each
                               | variable. Requires 512K RAM and 1+MB of disk
                               | space. (Real Estate Consultants) (Reg.Fee:
                               | $19)
LNPAY21.ZIP    310362  08-02-94  LoanPmt 2.1 generates loan calculations and
                               | displays amortization and loan comparison
                               | tables. (Data Language Systems) (Reg.Fee: $25)
LOAN300.ZIP     87494  05-16-96  Home Loan Diary 3.0 is a home mortgage diary
                               | and amortization schedule calculator. (Philip
                               | P. Kapusta) (ASP) (Reg.Fee: $20)
LOAN443.ZIP     46720  08-29-93  LoanValu 4.43 is a loan calculation program.
                               | It will find missing elements and lets you
                               | compare loan rates. (C. William Hodgson)
                               | (Reg.Fee: $25)
LOANACCL.ZIP   126450  01-06-94  Loan Accelerator 1.05 shows the savings that
                               | occur when extra or oversized payments are
                               | made on a loan. (Compuloan) (Reg.Fee: $?)
LOANDBM.ZIP     95608  07-15-90  Loan_db_Manager 2.3 is a loan analysis
                               | program. It has a pop-up calculator, equity
                               | calculation, and two-loan comparison. It has
                               | a very slick, smooth integrated interface and
                               | is easy to use. After you input the
                               | information into a loan database, you can
                               | request a variety of reports, including
                               | Yearly Amortization Schedule, Cost of Loan,
                               | Equity vs. Balance, Rate Comparison, and
                               | Prepayment Analysis. (Soft Solutions)
                               | (Reg.Fee: $25)
MOFC.ZIP       209309  01-17-94  My Own Financial Consultant 1.0 provides help
                               | for comparing different loan rates and
                               | depreciation procedures for acquiring assets.
                               | It features mortgage rate comparisons, an
                               | amortization schedule, compound interest
                               | calculations, loan analysis, and more.
                               | (Eastern Digital Resources) (Reg.Fee: $25)
MOMONY01.ZIP   133648  10-20-93  MakeMoney 1.01 tells how to save money and
                               | invest it in paying off mortgages. A primer
                               | is included on becoming totally financially
                               | free. Requires 640K RAM, VGA, and 800K of
                               | hard disk space. (Michael Mathiesen)
                               | (Reg.Fee: $17)
MORCOMP.ZIP    243668  04-27-94  Mortgage Reduction Strategies 1.03 is a
                               | professional, mortgage comparison system. It
                               | will amortize any loan or mortgage with a
                               | basic regular payment schedule. It allows
                               | unlimited alternate schedules such as
                               | biweekly, monthly with quarterly extra
                               | payments, monthly with annual extra payments.
                               | It displays costs of up to five 30-year
                               | mortgages in parallel columns.    (Bottom
                               | Line Software, Inc) (Reg.Fee: $80)
MORTACCL.ZIP    96914  01-29-94  Mortgage Accelerator  makes it easy to
                               | analyze different ways of accelerating
                               | mortgage payments. (Reg.Fee: $15)
MORTCALC.ZIP    15950  05-29-89  Mortcalc  displays four windows in which to
                               | perform different types of mortgage
                               | calculations: mortgage payments, mortgage
                               | amount, present value and future value.
                               | (Telemacus Software Associates) (Reg.Fee: $?)
MORTCOMP.ZIP   209876  01-29-94  Mortgage Comparison Strategies  compares up
                               | to five mortgages or one mortgage with four
                               | reduction strategies on one page. It handles
                               | all the popular prepayment plans, and reports
                               | the total cost and relative savings. (Bottom
                               | Line Software, Inc) (Reg.Fee: $80)
MORTGAG.ZIP     48649  01-12-94  Mortgage Analyst 1.0 provides analysis of
                               | normal, extra payment and fixed principal
                               | mortgages. It will determine the mortgage
                               | payment amount, find unknown variables, such
                               | as principal, interest, terms, etc., and
                               | determine the effective interest rate per
                               | year. (Sebastian J. Palack) (Reg.Fee: $15)
MORTMGR.ZIP     64718  07-09-90  Mortgage Manager 1.1 is a financial program
                               | for personal recordkeeping of mortgage and
                               | escrow accounts. It will track up to 99
                               | mortgage accounts per year, and will print
                               | reports on payments, interest/principal,
                               | principal balance, current escrow amount,
                               | yearly interest paid (for tax purposes),
                               | total amount of interest paid to date, and
                               | various lender information. (William Baum)
                               | (Reg.Fee: $35)
MORTPLAN.ZIP    73061  01-30-94  Mortplan  is a comprehensive mortgage
                               | amortization and analysis program. In
                               | addition to displaying normal amortization
                               | schedules to the screen or printer, it will
                               | perform comparisons of rates vs amounts and
                               | years vs rates. It will also allow you to
                               | adjust your loan amortization schedule for
                               | additional payments of either a regular extra
                               | amount or for one-shot extra payments.
                               | (Mustang Software, Inc.) (Reg.Fee: $56)
MRT204.ZIP     225234  01-10-96  Mortgage Analyzer 3.12-32 lets you do
                               | amortization schedules. Requires 512K RAM and
                               | hard drive with 500K free disk space.
                               | (Michael D. Jones) (ASP) (Reg.Fee: $30-50)
PCLOAN5.ZIP    258678  02-21-95  PCLoans 5.11 is a loan calculation and
                               | amortization schedule program for those with
                               | advanced needs. The program has pull-down
                               | menus and context-sensitive pop-up help
                               | screens. It includes special calculations for
                               | Canadians. Schedules can be customized to pay
                               | any amount of interest or principal on any
                               | date, interest only, principal only or
                               | balloon payments. You can generate schedules
                               | with 1,2,3,4,6,12,13,24,26, or 52 payments
                               | per year and add an extra ("bonus") payment
                               | schedule to a primary mortgage. A loan
                               | calculator will let you play "what-if",
                               | calculate the results of unscheduled
                               | prepayments and balloon payments, and will
                               | perform REG Z compliance tested APR
                               | calculations, including points. Printed
                               | reports can be completely customized.
                               | Requires 512k; we first started it with less
                               | (because of TSR's) and it aborted back to DOS
                               | in the middle of data entry when we tried to
                               | bring up a help screen. (Bottom Line
                               | Software, Inc) (Reg.Fee: $83)
PFP.ZIP         52469  11-26-90  Personal Financial Planner  is a financial
                               | planner for loans, mortgages, investments,
                               | and budgets. Financial analysis programs are
                               | one of the types of software that we see tons
                               | of every month and rarely add new ones unless
                               | they are particularly good. This one is. For
                               | example, the home loan analysis section takes
                               | into account the sale of your old house,
                               | closing points, insurance and taxes on the
                               | new house, and even the agent's commission on
                               | your old house. Data can be saved and
                               | recalled and easily changed. (World's Finest
                               | Software) (Reg.Fee: $0)
POINT.ZIP       30364  04-15-94  Points 2.0 helps determine if a borrower
                               | should buy points on a loan in order to
                               | reduce the interest rate on the loan. It
                               | determines exactly how much money is being
                               | spent on interest payments each month of your
                               | loan in both cases. (Property Statistics Co.)
                               | (Reg.Fee: $5)
URAR50.ZIP     113667  11-19-93  Uniform Residential Appraisal Report 5.0
                               | helps potential home buyers complete the
                               | Uniform Residential Appraisal Report required
                               | by FHA, VA, Fannie Mae, Freddie Mac, and
                               | FmHA. (Calvin E. III Flint) (Reg.Fee: $1-50)
ZLOAN21.ZIP    164658  01-19-95  ZLoan 2.1 is a loan amortization system. It
                               | offers weekly, biweekly, monthly, quarterly,
                               | semi-annual, or annual payment frequencies.
                               | Loan amortization schedules may be shown on
                               | screen or printed. Different sets of
                               | variables may be entered on the screen at the
                               | same time for comparison purposes. Tables of
                               | payment amounts and loan prices comparing
                               | various interest rates, principal amounts,
                               | and number of periods can be displayed on
                               | screen. (ZTL Computer Systems) (Reg.Fee: $25)